Solar Financing
Options, Find Your Fit
⚡︎ EXCELLENT SERVICES
Solar Financing Options Explained
Switching to solar is easier than ever, especially with flexible programs that can reduce or eliminate upfront cost.
Understanding the differences between each option helps homeowners choose the path that best fits their goals, budget, and long-term plans.
OPTION 1
Power Purchase
Agreement (PPA)
A Power Purchase Agreement allows a homeowner to go solar without owning the system. A solar company installs panels on the home with no upfront cost — the homeowner agrees to buy the electricity the system produces at a set rate.
Considerations
The homeowner does not own the system. Long-term financial upside is more limited than ownership-based options. Payments may increase over time depending on the structure.
No upfront cost
Maintenance typically covered
Lower electricity rate vs utility
OPTION 2
Solar Lease
A solar lease allows a homeowner to use solar energy with a fixed monthly payment without owning the system. The solar company installs and owns the system — the homeowner pays a fixed monthly amount to use it.
Considerations
The homeowner does not own the system. Long-term savings may be more limited than ownership. If the home is sold, the lease may need to be transferred.
No upfront cost
Maintenance typically covered
Predictable monthly payment
OPTION 3
Ownership
Ownership allows homeowners to install a solar system and benefit from the electricity it produces over time.
Instead of relying entirely on a utility company for electricity, homeowners generate power directly from their solar system while maintaining the long-term value associated with ownership.
Many homeowners choose ownership because it provides greater control over energy costs and allows them to benefit from the electricity their system generates for years to come.
How Ownership Works
A custom solar system is designed around your home's energy usage and installed by experienced professionals.
Homeowners can either purchase their system outright or use available financing options that spread the cost over time.
Once installed, the system generates electricity for the home and can reduce dependence on utility-provided power.
Benefits of Ownership
Long-Term Value
Greater Energy Control
Predictable Energy Planning
Potential Home Value Benefits
⚡︎ OWNERSHIP
Flexible Ownership Options
Today, many homeowners choose ownership through financing programs that make installation more accessible.
Depending on qualifications and available programs, homeowners may be able to spread payments over time while maintaining the benefits of ownership.
Available financing options vary based on location, lender, and homeowner qualifications.
Is Ownership Worth It?
For many homeowners, ownership can be a strong long-term solution when:
Utility bills are high or continuing to increase
Greater control over energy costs is important
The homeowner plans to stay in the property long-term
The home has suitable roof conditions and sunlight exposure
Every home is different, which is why a consultation is the best way to determine available options and potential savings.
Estimate Your Savings
Estimate How Solar Could Work for Your Home
Use this quick calculator to see an estimated range for savings, system size, and energy offset based on your current bill and roof conditions.
Select the option closest to your current bill
Based on current bill size and roof conditions — no personal info required
Select your bill and roof condition, then tap Calculate to see your estimate.
Your Solar Snapshot
Estimated Savings Range
These are estimated ranges. Actual results depend on roof orientation, shade, utility rates, system design, and available sunlight.
Most homeowners qualify for $0 down solar, but every home is different and a custom review gives the most accurate estimate.
10+
Years of Experience
and Expertise
⚡︎ HAVE ANY QUESTIONS?
Have any questions? here some answers for you
How long does a solar installation usually take?
Most residential solar installations are completed within 1–3 days, depending on system size.
Do solar panels work on cloudy days?
Solar panels can still generate electricity on cloudy days by capturing diffused sunlight, though their output is lower than on sunny days.
What maintenance do solar systems require?
Solar systems require minimal maintenance, typically occasional cleaning and annual inspections.
What is grid tie solar solution?
Is a grid-tied solar system right for you? Here, we take a look at what a grid-tied system does and the key benefits. Read on to find out more.
Phone Number
1-800-221-1007
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Our Location
120 Waterfront Street Suite 420 #2545 National Harbor, MD 20745 United States
About ZivSolar
ZivSolar is a professional and conversion focused
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